In a major update to its pro-family policies, the Singapore Government is increasing Baby Bonus benefits starting 2025. Eligible families can now receive up to S$25,000 per child through the Baby Bonus Cash Gift and Child Development Account (CDA) enhancements. Here’s what parents need to know.
Table of Contents
- Overview of the Baby Bonus Boost 2025
- Breakdown of Benefits – How Families Get Up to S$25,000
- Eligibility Criteria for the Baby Bonus Scheme
- How the Child Development Account (CDA) Works
- How to Register for the Baby Bonus Scheme
- Frequently Asked Questions
- Final Takeaway
Overview: What Is the Baby Bonus Boost in 2025?
The Baby Bonus Scheme is part of Singapore’s efforts to support parenthood by easing the financial cost of raising children. Starting from 2025, the Government will enhance benefits under the scheme, allowing families to receive up to S$25,000 per child through increased cash payouts and matched savings in the Child Development Account (CDA).
This enhancement is part of Singapore’s broader commitment to encourage family growth amidst declining birth rates.
Breakdown: What’s Included in the S$25,000?
The full benefit is made up of two key components:
1. Baby Bonus Cash Gift
Parents receive a cash gift disbursed in stages after the child’s birth.
| Birth Order | Cash Gift Amount |
|---|---|
| 1st and 2nd child | S$11,000 |
| 3rd child and beyond | S$13,000 |
2. Child Development Account (CDA)
The Government matches dollar-for-dollar parental contributions to the CDA, capped at:
| Child Order | CDA Co-Matching Cap |
|---|---|
| 1st and 2nd child | S$4,000 |
| 3rd and 4th child | S$7,000 |
| 5th child and beyond | S$15,000 |
With this, eligible parents can receive up to S$25,000 in total by maximizing both the cash gift and CDA matching.
Who Is Eligible for the 2025 Baby Bonus?
To qualify for the enhanced Baby Bonus:
- The child must be a Singapore Citizen
- One or both parents must be lawfully married
- The child must be born on or after 1 January 2025
Parents who meet the eligibility criteria will automatically be considered for the enhanced scheme. Foreigners and PRs do not qualify.
How the Child Development Account (CDA) Works
The CDA is a special savings account opened for eligible newborns. It can be used to pay for a wide range of child-related expenses, such as:
- Infant and childcare services
- Vaccinations and medical bills
- School fees and enrichment programs
- MediSave-approved insurance
Parents contribute voluntarily, and the Government will match contributions up to the capped amount based on the child’s birth order.
The CDA will remain active until 31 December of the year the child turns 12.
How to Register for the Baby Bonus Scheme
Registration is simple and can be done online:
- Visit the Baby Bonus Online Portal
- Log in with your Singpass
- Submit the child’s birth information and choose your preferred bank for the CDA
- Track application and payment status online
Once approved, cash gifts and CDA matching will be credited automatically based on the child’s age milestones and parental contributions.
Frequently Asked Questions
1. Can unmarried parents receive the Baby Bonus?
No. Only children of lawfully married parents are eligible.
2. When will the first cash gift be paid out?
The first Baby Bonus cash gift installment is typically disbursed within 7–10 working days after birth registration.
3. Is the CDA only usable at specific service providers?
Yes, CDA funds can only be used at Approved Institutions, such as government-recognized childcare centres, hospitals, and educational service providers.
4. Can I open the CDA with any bank?
You can choose from participating banks such as DBS, OCBC, or UOB when registering.
Summary: What the Baby Bonus Boost Means for Families
The enhanced Baby Bonus Scheme 2025 provides families with up to S$25,000 per child, combining immediate cash gifts and long-term savings support. For young families navigating rising costs, this initiative offers timely and meaningful financial assistance from birth through early childhood.
✅ Parents are encouraged to register early, contribute to the CDA, and fully utilize the matched savings for their child’s developmental needs.